Florida Car Insurance
We're glad to support you and individual Floridians find moderate vehicle protection to make you drive legitimate for less¹.

Before you purchase accident coverage, it's essential to know Florida's vehicle protection laws so you can ensure you're meeting the lawful prerequisites for your state.

Florida Car Insurance

Florida Car Insurance Laws


As indicated by the Florida Department of Highway Safety and Motor Vehicles, Florida's vehicle protection laws require all drivers to introduce confirmation of risk protection when they register their vehicle. Florida vehicle proprietors with autos enlisted in their name must have the option to confirm that they have protection and that it meets the state's least necessities. Florida's base inclusion is $10,000 individual damage assurance (PIP) and $10,000 property harm obligation (PDL) as long as you have a legitimate Florida tag.

Florida Penalties for Driving Without Car Insurance


In the territory of Florida, it is unlawful to drive any engine vehicle without evidence of protection or money related duty. The driver must keep up the verification of persistent protection all through the enlistment time frame. The punishments for driving without vehicle protection in Florida incorporate a restoration charge of $150 up to $500 for consequent infringement and the driver must give verification of flow Florida protection.

Florida DUI/DWI Laws and Penalties


Florida DUI laws express that drivers with a Blood Alcohol Concentration (BAC) of 0.08 or more are viewed as driving impaired. Florida DUI laws additionally restrict driving affected by controlled substances, for example, weed, cocaine or inhalants.

Florida Penalties for DUI First Conviction

  • Fine – $250 to $500
  • Network Service – 50 Hours
  • Probation – Not over 1 Year
  • Detainment – Not over 6 Months
  • Detainment with BAL of .08 or higher with a minor in the vehicle, not over 9 months
  • Permit Revocation – Minimum of 180 days
  • DUI School – 12 Hours

Florida Penalties for DUI Second Conviction

  • Fines of $1,000 to $2,000. For BAL of .15% or higher, or a minor in the vehicle, least $2,000 to $4,000.
  • Prison time of not over 9 months. A BAL of .15% or higher, or driving with a minor in the vehicle, will require up to 12 months*.
  • Vehicle impoundment for 30 days.*
  • Driver's permit suspension/renouncement
  • Not inside 5 years: 180 days to 1 year
  • Inside 5 years: 5 years

Florida law orders that any driver sentenced for a second DUI have an Ignition Interlock gadget introduced in their vehicle.

Florida Cell Phone Driving Laws and Texting While Driving Laws


The territory of Florida as of now doesn't have a full restriction on mobile phone use for all drivers. Nonetheless, Florida additionally has a messaging while at the same time driving boycott for all drivers.

Florida SR-22 Insurance Documents


Florida SR-22 protection archives are required for drivers who have been indicted for driving without accident coverage. An SR-22 structure may be petitioned for a long time with the DHSMV, indicating confirmation of monetary duty. This recording is typically required after the suspension of your driving benefits has been lifted. Your back up plan can electronically record SR-22 protection reports to the province of Florida for drivers that are required to keep and show legitimate auto obligation protection.

Modest Car Insurance in Florida


On the off chance that you are searching for modest vehicle protection in the Sunshine State, Good2Go Auto Insurance® might have the option to help. We assist you with discovering down and out installments and simple regularly scheduled installment alternatives to get you out and about for less.

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